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Benefits COBRA Rights

Continuing Insurance After Loss of Eligibility

Eligibility
Enrollment
Notice Requirement
Premiums / Rates
What Coverage May I Continue?

What is COBRA?

The Consolidated Omnibus Budget Reconciliation Act (COBRA) is a federal law that gives you and your covered dependents the right to continue group health coverage on a self-paid basis if eligibility for the employer-sponsored group medical and dental is lost.

 

Eligibility 18 Months of COBRA eligibility is available if:
  • you terminated from UA employment
  • your hours of employment at the UA are reduced to the extent that eligibility for employer-sponsored medical benefits would ordinarily be lost.

36 Months of COBRA eligibility is available:

  • to the eligible dependents of a UA employee who dies while employed,
  • to the divorced spouse of an UA employee, or
  • to a child of a UA employee who loses eligibility for dependent coverage due to age or loss of dependent status.

You are not eligible for COBRA continuation if:

  • you are covered by another group health plan at the time of the qualifying event,
  • you or a dependent later become covered by another group health plan, unless that plan contains a pre-existing condition exclusion, or
  • you were dismissed for gross misconduct.

 

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What Coverage May I Continue? You may continue your Medical Coverage, Vision, and/or Health Care Flexible Spending Account(if applicable) together or any coverage separately. You and each of your enrolled family members are entitled to make a separate decision to continue coverage.

 

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Notice Requirement COBRA requires you or your dependent(s) to provide notice to the Benefits Office within 31 days after a qualifying event occurs.

 

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Enrollment The enrollment deadline is 60 days following the date of a qualifying event, or the date on which you receive notice from CONEXIS, whichever is later.

To enroll in COBRA:

  1. Return received form and payment to CONEXIS. Premiums must be paid retroactive to the first day of the month following the qualifying event.

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If you have further questions regarding COBRA coverage please contact University of Arkansas Benefits Assistant Roberta Fowler
Modified: March 1, 2005

 


COBRA Rates Effective January 1, 2005

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Important note: All rates are subject to a
2% COBRA administrative fee.
Classic
Plan
Point of
Service Plan
Point of Service
Alternate Plan
Individual Coverage 260.07 290.34 333.25
Individual & Spouse 584.65 652.63 749.19
Individual & Child(ren) 459.56 513.03 588.84
Individual, Spouse & Child(ren) 784.2 875.41 1004.82
Two Party rate (e.g.: spouse & Child(ren) 459.56 513.03 588.84