Accidental Death and Dismemberment Insurance

Accidental death and dismemberment (AD&D) insurance coverage protects you and your family against losses that occur in the event of an accident resulting in death or the loss of sight or limb.

AD&D insurance is available to employees in non-student positions who work at least 20 hours per week.

Employees may purchase coverage in units of $25,000, up to $300,000.

Spouses are covered for up to 60% of the employee's elected coverage, and children are covered at 20%.

Claims should be made within 90 days of the accident or loss of life.  AD&D coverage for an injury resulting in death or dismemberment (loss of member, such as a hand, foot or sight) pays as follows:

Accident Benefit
Loss of life 100%
Loss of both hands or both feet 100%
Loss of entire sight in both eyes 100%
Loss of one hand or one foot 50%
Loss of entire sight in one eye 50%
Loss of speech 50%
Loss of hearing in both ears 50%
Loss of thumb and index finger on same hand 25%

Change Beneficiaries

  1. Download the Group Benefits Change Form
  2. Complete the first section including employee name and birthdate and the Beneficiary Changes section at the bottom of the form.
  3. Sign, date and send the completed form to:
    University of Arkansas
    Human Resources
    1125 W Maple Street 
    222 Administration Building
    Fayetteville, AR 72701
    Fax: 479-575-6971

File an Accidental Death Claim

Accidental death claims are filed when an accident results in death or dismemberment. AD&D pays in addition to your regular life insurance. 

To file an AD&D accidental death claim, the beneficiary or the beneficiary's representative should make and an appointment with HR Expert Tracee Riggs.  Bring a certified death certificate to the appointment where the following topics will be addressed:

  • Future health insurance coverage for surviving spouses or family
  • Retirement account processes for the beneficiary
  • Filing a life insurance claim procedures

HR will file the death claim.