Accidental Death and Dismemberment Insurance
Accidental death and dismemberment (AD&D) insurance coverage protects you and your family against losses that occur in the event of an accident resulting in death or the loss of sight or limb.
AD&D insurance is available to employees in non-student positions who work at least 20 hours per week.
Employees may purchase coverage in units of $25,000, up to $300,000.
Spouses are covered for up to 60% of the employee's elected coverage, and children are covered at 20%.
Claims should be made within 90 days of the accident or loss of life. AD&D coverage for an injury resulting in death or dismemberment (loss of member, such as a hand, foot or sight) pays as follows:
|Loss of life||100%|
|Loss of both hands or both feet||100%|
|Loss of entire sight in both eyes||100%|
|Loss of one hand or one foot||50%|
|Loss of entire sight in one eye||50%|
|Loss of speech||50%|
|Loss of hearing in both ears||50%|
|Loss of thumb and index finger on same hand||25%|
- Download the Group Benefits Change Form.
- Complete the first section including employee name and birthdate and the Beneficiary Changes section at the bottom of the form.
- Sign, date and send the completed form to:
University of Arkansas
1125 W Maple Street
222 Administration Building
Fayetteville, AR 72701
File an Accidental Death Claim
Accidental death claims are filed when an accident results in death or dismemberment. AD&D pays in addition to your regular life insurance.
To file an AD&D accidental death claim, the beneficiary or the beneficiary's representative should make and an appointment with HR Expert Tracee Riggs. Bring a certified death certificate to the appointment where the following topics will be addressed:
- Future health insurance coverage for surviving spouses or family
- Retirement account processes for the beneficiary
- Filing a life insurance claim procedures
HR will file the death claim.