WHAT IS LONG
TERM CARE INSURANCE?
Long-term care is not
simply nursing home care for the elderly. Long-term care insurance
coverage encompasses a variety of services available to people who need
assistance with the ordinary activities of daily living. Services
can include help with grocery shopping, meal preparation, housework,
and/or managing bills. If a higher level of care is desired, CNA
can arrange help with bathing, dressing, eating. Finally, thanks
to the advances in medical technology and care delivery options, over
80% of all long-term care services are provided today in individual
homes, assisted living facilities, adult day care or adult foster care
centers.
WHY CONSIDER LONG TERM CARE
INSURANCE?
1.
Group Medical and Medicare
do not likely cover you.
2.
Convenience of payroll
deduction for employees and spouses.
3.
Several plan options to
select from to meet your needs.
4.
Premiums do not increase
simply because you age.
5.
Portable coverage.
WHO IS ELIGIBLE FOR LONG TERM
CARE COVERAGE?
1.
Employees:
Newly eligible employees may enroll in the long-term care plan within 60
days from their date of hire by completing the Employee Enrollment
Form found in the CNA enrollment kit. Employees enrolling
within 60 days from their date of hire are guaranteed acceptance - there
are no medical questions. After the initial 60-day eligibility
period has expired, employees will be required to submit a Short Form
Application before being accepted into the plan.
2.
Spouse:
An employee's spouse may apply for long term care coverage at any time
by completing the Short Form Application found in the CNA
enrollment kit. Coverage is not guaranteed. Coverage is
subject to CNA underwriting approval.
3.
Retirees and their
spouses: Are eligible
to apply for coverage at any time by completing a Long Form
Application found in the CNA enrollment kit. Coverage is not
guaranteed. Coverage is subject to CNA underwriting approval.
4.
Parents,
parents-in-law, grandparents, grandparents-in-law:
Are eligible to apply for coverage at any time by completing a Long
Form Application found in the CNA enrollment kit. Coverage is
not guaranteed. Coverage is subject to CNA underwriting approval.
TO ENROLL OR RECEIVE MORE
INFORMATION?
•
Request an enrollment kit from CNA at 1-877-777-9072.
Monday-Friday, 8:00 a.m. - 6:00 p.m.
(Eastern)
•
The Web Site: CNA has created an interactive web site designed
specifically for the University of Arkansas. The site contains the
University's plan design, rates, exclusions, and enrollment criteria.
The web address is:
www.ltcbenefits.com
The password is: UALTC
