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Health Coverage

The University of Arkansas Health Coverage Plan is self-insured and self-funded.  Effective 1/1/2013 the University of Arkansas is changing our third party administrator from  QualChoice to UMR (a division of United Healthcare).  Medimpact will remain our pharmacy benefits manager and process your prescription claims.

Coverage During the Transition Period
QualChoice will continue to process claims for services which occur through 12/31/2012 and will maintain their participant website access and provide customer service through April 2013.  All claims for services on and after 1/1/2013 will be processed thorugh UMR.  New UMR health cards were released for mailing beginning 12/14/2012.  The new UMR ID cards will also replace the MedImpact Pharmacy cards and a separate pharmacy card is no longer needed.  Contact UMR Customer Service if you have not received your UMR card.

Transition of Care Consideration
You or your dependents may currenlty be under treatment by a physician who is not a member the the UMR provider network.  In order to ensure continuity of care for certain medical conditions already under treament, you may submit the Transition of Care Consideration Form to UMR.   If approved, you can continue seeing your provider and have the services covered as in-network for a reasonable period of time (to be determined by UMR). 

University Medical Plans
University benefits-eligible employees have two health coverage plans to choose from, the Classic Plan and the Point of Service Plan. Both the Classic Plan and the Point of Service Plan cover a wide range of traditional expenses such as doctors' visits, surgical services, pregnancy, emergency room services, hospital stays, and diagnostic testing. With a goal of assisting you in being healthy, the plans also provide coverage for items such as well-baby check-ups, annual physicals, and mental health counseling and prescription drugs.
 
Classic Plan
The Classic Plan premiums are lower than the Point of Service Plan. However, benefits are only provided if you access care through your network providers. There are no benefits for out-of-network providers other than emergency or urgent care while traveling.  See the Health Coverage Comparison or Classic Plan Summary Plan Description (SPD) for details of the Classic Plan coverage.

Point of Service Plan
The Point of Service Plan is a "dual option" plan. Your out-of-pocket expenses are determined by whether you seek care from an in-network provider or an out-of-network provider. You get your best benefit by seeing in-network providers. Seeing a doctor or other provider outside of the network means that you will pay a higher share of the bill. If you obtain care from an out-of-network provider, your payment for these services will be based on the allowable amount for the services provided and not on billed charges.  See the Health Coverage Comparison or POS Plan Summary Plan Description (SPD) for details of the Point of Service Plan coverage.

Nutritional Counseling and Weight Management Program

The University of Arkansas Health Plan now provides coverage for nutritional counseling and weight management.   Click here for additional information.

Level I:  All covered members are eligible to receive an annual nutritional counseling (one visit per calendar year) with a registered dietitian at an in-network facility.

Level II: Members who have a BMI of 27 or greater are eligible to enroll in a nutritional counseling weight loss program.  This program allows up to three additional annual visits (four total) with a registered dietitian at an in-network facility.  The member must be under the direction of a physician with documentation through a Physician Attestation Form

Level III:  Members who have a BMI of 30 or greater are eligible for reimbursement (must file the Reimbursement Request Form with UMR) of the cost of non-surgical weight loss programs for up to $1,000 lifetime maximum.  The member must be under the direction of a physician with  documentation through a Physician Attestation Form.  Coverage will be for instruction, education, weight monitoring, counseling and support.  Initial and routine lab work is covered as provided within the benefit.  Weight loss products and meal replacement shakes are not covered. 

Additional Benefits for Joining the University's Health Coverage Plan
When you enroll in the University's Health Coverage Plan, you will enjoy services available to you through UMR's website  You can view your claims and eligiblity, order new ID cards, view your flexible spending account information (if enrolled), check on providers and much more.  Click here for information on how to use UMR's website.

How do I add or delete dependents?
You can add dependents to your health plan if you are within 31 days of an eligible qualifying event. Eligible qualifying events are marriage, birth, placement in the home for adoption, loss of eligibility for other coverage and employer contributions for other coverage ceasing. You can also add dependents to your health plan during a plan Open Enrollment.

You will need to complete the necessary enrollment paperwork to add your new dependent. The enrollment form is available in the Benefits Section of Human Resources (221 ADMN). You will be required to provide proof of your qualifying event. Proof of the qualifying event could be a marriage license, birth certificate (the hospital issued birth certificate will work), adoption placement paperwork, notice from the employer showing insurance coverage, termination date and last day of insurance coverage, or notice from the employer stating the date employer contributions will cease.

The coverage effective date will be retroactive to the qualifying event date for new births and adoptions. The effective date for coverage for new marriages and additions due to loss of eligibility for other coverage or employer contributions for other coverage ceasing will be the first day of the following month following the date Human Resources receives the completed paperwork (enrollment form and documentation).

All enrollment information and effective dates above assumes that you complete and turn in your necessary paperwork within 31 days of your qualifying event. If you are more than 31 days from your qualifying event date, you may not be able to add your dependent to your health coverage plan until the next Open Enrollment. Contact the Benefits Section of Human Resources at (479) 575-2167 for assistance with late enrollments.

An Open Enrollment period allows employees to enroll in coverage or add dependents to their health coverage plan without a qualifying event. The University does not have annual Open Enrollment periods. The University of Arkansas System Office will determine if and when the University of Arkansas System will have an Open Enrollment period.

Wednesday, December 19, 2012 8:32 AM

How do I get new Medical and Pharmacy Cards?
You may order new cards from UMR's Website, or you may contact UMR directly at 1-888-438-6105.

Wednesday, December 19, 2012 8:34 AM

Where do I find a list of physicians?

You access the UMR provider directory from their website at www.umr.com

Medical

  • Go to UMR's website at www.umr.com
  • Click on Find a provider on the upper left side of your screen
  • Do not attempt to login or register.   Click on Medical at the bottom of your screen
  • Find the University of Arkansas System Provider Network and click on it
  • Click on University of Arkansas System Provider Network if you are searching from providers in Arkansas.  Click on UnitedHealthcare  Options PPO Network if you are searching for providers outside of the state of Arkansas
  • For an Arkansas provider search, you will get a screen called "Search for a Provider"
  • Select your appropriate Category and Specialty and your Geographic Criteria search option and click on Search

    Behavioral Health

    • Go to UMR's website at www.umr.com
    •  Click on Find a provider on the upper left side of your screen
    • Do not attempt to login or register.   Click on Medical at the bottom of your screen
    • Find the University of Arkansas System Provider Network and click on it
    • Find the section titled Behavioral Health and click here.
    • Under the Clinician Search, (1) click All Clinicians, (2) Select your state, (3) narrow your search, zip code is usually the easiest search, (4) allows you to narrow your search the Clinician Type (psychologist, psychiatrist, etc.) plus other preferences. 
    • Click on search

Wednesday, December 19, 2012 8:58 AM

What happens to my insurance when I leave U of A employment? Can it be continued?

If you leave the UA and have health insurance, you may be eligible to continue your coverage under COBRA.

Saturday, September 12, 2009 3:58 PM

What do I do when claims are denied?
The first thing to do is contact UMR and find out why. UMR will be able to instruct you on the surest way to rectify the problem or discuss ways to appeal the decision.  Contact benefits if you are unable to get your claims problem resolved after contacting UMR.

Wednesday, December 19, 2012 9:00 AM

How do I appeal a pharmacy claim?

Employees who have a denied pharmacy claim or who are paying the higher copayments for medications may, under certain circumstances, appeal those decisions.

. If you are taking a med that is subject to Step Therapy, Quantity Limits, or Prior Authorization requirements, and you feel you have a valid reason for by passing these criteria, you may contact MedImpact directly at 1-800-788-2949 and they will assist you with the appeal process.

. Sometimes participants find that they cannot take the tier 1 ($10) or tier 2 ($35) drugs, leaving their only choice the higher cost tier 3 meds. There is an appeal process in place to request an individual exception, based on medical necessity, to request a review of the formulary placement of a specific drug. If you feel you have difficulty in taking a particular drug, discuss your symptoms and concerns with your physician. If your physician believes there are not acceptable treatment alternatives, she/he may complete and sign the "University of Arkansas Pharmacy Advisory Committee Formulary Request" and send it to the UA System Office Pharmacy Advisory Committee for their review. If an uncommon side effect is being documented, your physician will also need to attach a completed FDA MedWatch form. Click here for additional information concerning the Pharmacy Appeal Process. The Individual Exception Request will apply to a review associated only with your unique situation. Individual and Plan review decisions by the committee are final. Further review of an issue will be considered only upon submission of a new review request containing significant new information.

. Note, reference based pricing is not subject to appeal.

Thursday, March 29, 2012 3:46 PM

Is there a change in my premiums if I am still actively employed and turn 65?

No, there is no change to your premiums while you are an active employee of the UA.

Saturday, September 12, 2009 3:38 PM

What happens to my health coverage, as a retiree, when I or my spouse turns 65?

When a retiree and/or their spouse turns 65 the UA health coverage automatically becomes secondary to Medicare. Premiums will also change accordingly. Enrollment in Medicare Parts A and B is mandatory for all retirees at this time.

Saturday, September 12, 2009 3:37 PM

Health Coverage Contacts

UMR
115 W Wausau Avenue
Wausau, WI  54402-8022
1-888-438-6105
1-877-293-4914 (fax)
www.umr.com

MedImpact
10680 Treena Street
5th Floor
San Diego, CA  92131
1-800-788-2949
mp.medimpact.com/uas

QualChoice
12615 Chenal Parkway
Little Rock, AR 72211
1-866-724-3570
1-501-228-0135 (fax)
www.qualchoice.com